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Kenneth Kennedy
Kenneth Kennedy
Title: Co-Founder & Partner, K2-Financial, LLC
Professional Profile: Kenneth Kennedy is a Co-Founder and Partner at K2-Financial, LLC, bringing a disciplined and analytical approach to the firm’s mortgage lending operations. Kenneth is a leading expert in Retirement, as well as Investment and Government-insured Home Loans, including
FHA (Federal Housing Association)
USDA (United States Department of Agriculture) home loans and
VA (Veterans Administration) home loans;
Asset-Based Loans: Allow borrowers to qualify based on their assets rather than traditional income verification.
Interest-Only Loans: Enable borrowers to pay only interest for a set period, lowering initial payments.
Jumbo Loans: For high-value properties that exceed conforming loan limits, often with flexible underwriting.
No-Doc Loans: Require minimal documentation, appealing to those with non-traditional income sources.
The K2 Difference: Together with Kenny Hawthorne, Kenneth established K2-Financial to provide a boutique, high-touch alternative to large-scale corporate firms. By focusing on deep client relationships rather than volume, Kenneth ensures that the "K2" brand remains synonymous with accountability and localized expertise.
Kenny Hawthorne
Kenny Hawthorne
Title: Co-Founder & Partner, K2-Financial, LLC
Professional Profile: Kenny Hawthorne is a Co-Founder and Partner at K2-Financial, LLC, bringing years of experience in organizational leadership and Marketing expertise. Kenny joins Kenneth Kennedy as a leading expert in Retirement Home Loans as well as Investment and Government-insured Home Loans, including
FHA (Federal Housing Association)
USDA (United States Department of Agriculture) home loans and
VA (Veterans Administration) home loans;
Asset-Based Loans: Allow borrowers to qualify based on their assets rather than traditional income verification.
Interest-Only Loans: Enable borrowers to pay only interest for a set period, lowering initial payments.
Jumbo Loans: For high-value properties that exceed conforming loan limits, often with flexible underwriting.
No-Doc Loans: Require minimal documentation, appealing to those with non-traditional income sources.
The K2 Difference: Together with Ken Kennedy, Kenny established K2-Financial to provide a boutique, high-touch alternative to large-scale corporate lending organizations. By focusing on deep client relationships, a committment to help people achieve home ownership, even when their financial history doesn't perfectly match the litnus test employed by most traditional lending organizations. K2 - obviopusly representing Kenny and Ken, represents our committment to old-style service - the kind of service that was routinely practiced by our business mentors and the business community at large when we began in business more than 40 years ago.
Meet our Team.
Finding a great home loan involves careful consideration of your needs, finances and history.
We're here to guide you every step of the way.
Kenny Hawthorne
Kenny Hawthorne
Licensed in Texas & Tennessee
NMLS 1647665
(903) 235-7114
Licensed in Texas, Tennessee
& Alabama
NMLS 723522
(615) 542-0821
samjack@samjack.com
Licensed in Texas & Tennessee
NMLS 1627908
(903) 235-3637
Mission
Mission
To help families and individuals enhance their financial security and stability through the intelligent and informed use of housing wealth.
Priority
Priority
In everything that we do, we put God first.
(Colossians 3:17)
Integrity
Integrity
We embrace transparency and honesty in all situations and circumstances.
(Matthew 5:37)
Determination
Determination
We embody unyielding determination on behalf of our clients.
(Philippians 4:13)
Responsibility
Responsibility
We hold ourselves accountable for all of our actions.
(2 Timothy 2:15)
Branch Office 605 S Orchid Drive White Oak, TX 75693
This licensee is performing acts for which a mortgage company license is required. OC Home Loans, Inc., is licensed by the Texas Department of Savings and Mortgage Lending; the Tennessee Department of Financial Institutions; and the Alabama State Banking Department: NMLS: 1842513. A Home Loan approval is not guaranteed and is subject to lender review and verification of information. All Home Loan approvals are conditional and all conditions must be met by borrower(s). A Home Loan is only approved when lender has issued a specific approval in writing and is subject to any and all Lender conditions. Specific programs or specific interest rates may not be available to all borrowers. Interest rates are subject to change with market conditions. K2-Financial, LLC is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the states of Texas, Tennessee or Alabama.
Corporate Address: 24302 Del Prado Suite B Dana Point, California 92629
Complaint/Recovery Fund Notice: (https://www.sml.texas.gov/wp-content/uploads/2021/07/rmlo_80_200_b_recovery_fund_notice.pdf)
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